TERMS OF SERVICE

DEFINITIONS

• "App" — the Vaelox mobile application available on Google Play for Android devices.
• "Website" — the website accessible at vaelox.app, including all subpages and the SIGNAL article section.
• "Service" — the App and Website collectively, including all features, content, and functionality.
• "Operator" — Quanetiv Sp. z o.o., a limited liability company organised and existing under the laws of the Republic of Poland, registered with the National Court Register (KRS) under number 0001248232, NIP (Tax ID) 7831956176, REGON 545027445, with its registered office at ul. Solna 3/14, 61-735 Poznań, Poland, reachable at hello@vaelox.app.
• "User" or "you" — any individual who installs, accesses, or uses the Service.
• "Vaelox Pro" — the paid annual subscription tier offering premium features as described in Section 03.
• "Skin" — a purchasable interface theme that changes the visual appearance of the App.
• "Skins Pack" — the one-time purchase described in Section 03 that unlocks all Skins available within the App at the time of purchase (excluding the Pro-exclusive SATOSHI skin).
• "SIGNAL" — the editorial and market analysis section of the Website containing articles published by the Operator.
• "Third-Party Data" — all market prices, financial metrics, on-chain data, and other information sourced from external API providers including Finnhub, CoinGecko, Kraken, Yahoo Finance, and Alternative.me.

ACCEPTANCE OF TERMS

By installing the App, accessing the Website, or making any in-app purchase, you confirm that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must not install or use the App and must cease use of the Website.

You must be at least 18 years of age, or the age of majority in your jurisdiction if higher, to make purchases within the App. Use of the free App is permitted from age 13 upwards, subject to parental consent where required by applicable law.

The Operator reserves the right to modify these Terms at any time. Continued use of the Service after changes are published constitutes acceptance of the revised Terms. Material changes will be communicated via an updated effective date and, where appropriate, an in-app notification.

PRICING & MONETISATION

Vaelox operates a freemium model. The following pricing applies:

All prices are denominated in US Dollars (USD). Actual prices displayed in Google Play may vary by region. All payments are processed exclusively by Google Play Billing. The Operator does not directly handle, store, or process any payment card information.

PRO FEATURES — CURRENT & FORTHCOMING

Vaelox Pro currently includes: ad-free experience, unlimited portfolio assets, all paid interface skins (PHANTOM, SIMULATION, GHOST, TOKYO, BLOODHOUND, ARCTIC), exclusive SATOSHI skin, Pro Intelligence signals (BTC Dominance, Global Crypto Market, Bitcoin Metrics), and advanced candlestick charts for all crypto holdings with nine overlaid technical indicators: SMA 20, SMA 50, EMA 21, Bollinger Bands, Parabolic SAR, RSI, Stochastic RSI, MACD, ATR, and Fibonacci retracement.

The following Pro features are under active development and will be included at no additional cost upon release: multiple portfolios (v1.2, Q3 2026), cloud sync with Google Sign-In (v1.2, Q3 2026), and custom price alerts with user-defined thresholds (v1.2, Q3 2026).

SUBSCRIPTIONS, RENEWAL & SATOSHI SKIN LOYALTY REWARD

Vaelox Pro is a recurring annual subscription billed through Google Play. Your subscription will automatically renew unless cancelled at least 24 hours before the end of the current subscription period.

To cancel: Google Play Store → Account → Subscriptions → Vaelox → Cancel subscription.

Satoshi skin loyalty reward: Users who complete at least one full annual subscription period permanently retain access to the Satoshi skin at no additional cost, even if the subscription is subsequently cancelled. Users who cancel before completing 12 continuous months will lose access to the Satoshi skin upon expiry of their current billing period.

REFUND POLICY

All purchases made through Google Play are subject to Google Play's refund policy, which provides for refunds within 48 hours of purchase. The Operator has no control over refund decisions made by Google Play. For refund rights in the event of service discontinuation or company cessation, see Section 15 below.

Skins Pack purchases are non-refundable once activated and used within the App, except where required by applicable consumer protection law. Vaelox Pro annual subscriptions are non-refundable for the current billing period once activated, except where required by applicable law.

Polish consumers retain all statutory rights under the Act on Consumer Rights (Ustawa z dnia 30 maja 2014 r. o prawach konsumenta). By activating a skin or initiating a Pro subscription, you expressly consent to immediate delivery and acknowledge that the right of withdrawal is thereby forfeited in accordance with Article 38(13) of the Act on Consumer Rights.

ACCEPTABLE USE

By using the Service, you agree not to:

• Violate any applicable local, national, or international law or regulation
• Attempt to reverse engineer, decompile, disassemble, or extract source code from the App
• Attempt to circumvent, bypass, or defeat any in-app purchase mechanism or unlock paid features without authorised payment
• Use the Service in any manner that could damage, disable, or impair the Operator's servers or infrastructure
• Redistribute, resell, sublicense, or otherwise commercialise the App or any of its features without express written permission
• Use automated tools, scripts, or bots to scrape, extract, or harvest market data beyond normal personal use
• Use the Service to engage in any form of market manipulation or fraudulent financial activity
• Use data displayed in the App as the sole basis for any professional, institutional, or high-value financial decision without independent verification from authoritative sources

MARKET DATA, ACCURACY & NOT FINANCIAL ADVICE

Third-Party Data Sources: Price data displayed in Vaelox is sourced exclusively from third-party APIs including Finnhub (stocks and ETFs), CoinGecko (cryptocurrency prices), Kraken (historical cryptocurrency data), Yahoo Finance (historical stock data), and Alternative.me (Fear & Greed Index). The Operator has no affiliation with these providers and makes no representation as to the accuracy, completeness, timeliness, or continued availability of their data.

Data Accuracy Disclaimer: Market data displayed in Vaelox may be delayed, inaccurate, incomplete, or temporarily unavailable due to API rate limits, network conditions, third-party service disruptions, maintenance periods, or technical errors. Portfolio values displayed are calculated estimates based on user-entered data and third-party prices. They do not represent official, audited, or guaranteed valuations of any asset or portfolio.

Independent Verification Required: Users must independently verify all data displayed in the App through official exchange sources, regulated financial data providers, or licensed financial professionals before making any financial decision. Vaelox is intended as one informational input among many, not as a definitive or sole source of financial information. The Operator strongly recommends consulting a licensed financial adviser before making any investment decision.

API Errors and Outages: The Operator is not responsible for any financial loss, missed opportunity, or other damage arising from inaccurate data, delayed data, API outages, or any technical failure in the data pipeline between third-party providers and the App. The risk of relying on third-party data without independent verification rests entirely with the User.

Intelligence Signals: Intelligence signals displayed in the Pro tier (including the MVRV Z-Score, Puell Multiple, Buffett Indicator, Yield Curve, and all other macroeconomic or on-chain metrics) are provided for educational and informational purposes only. Historical correlations between these metrics and market outcomes do not guarantee future results. Past performance is not indicative of future performance.

SIGNAL Articles: Articles published on the Website represent the editorial opinions of the Operator and are provided for informational and educational purposes only. They do not constitute personalised financial advice and should not be relied upon as the basis for any investment decision.

No Liability for Financial Losses: The Operator shall not be liable for any financial loss, investment loss, trading loss, or any other damages of any kind arising from reliance on data, analytics, intelligence signals, editorial content, or any other information provided through the Service, regardless of whether such reliance was reasonable or foreseeable.

INTELLECTUAL PROPERTY

The Vaelox name, logo, interface designs, skin designs, all software code, all SIGNAL articles and editorial content, and all other content forming part of the Service are the intellectual property of Quanetiv Sp. z o.o. All rights reserved.

Purchasing a skin or subscribing to Vaelox Pro grants you a personal, non-exclusive, non-transferable licence to use the relevant features within the Vaelox App on your personal Android devices. This licence does not transfer ownership of any intellectual property.

SIGNAL articles are protected by copyright. You may share links and quote brief excerpts (not exceeding 150 words) for non-commercial purposes with appropriate attribution. Full reproduction, redistribution, or commercial use is prohibited without express written permission.

DISCLAIMER OF WARRANTIES

The Service is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by applicable law, the Operator expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, or non-infringement
• Warranties that the App will operate without interruption, error, or defect
• Warranties regarding the accuracy, completeness, timeliness, or reliability of any market data displayed
• Warranties that data sourced from third-party APIs will be free from errors, delays, or omissions
• Warranties of compatibility with any specific Android device, manufacturer, or firmware version
• Warranties that portfolio values calculated by the App reflect the true market value of any asset

LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, the Operator shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or in connection with your use of the Service, including but not limited to:

• Financial losses, investment losses, or trading losses arising from any decision made using data, analytics, intelligence signals, or editorial content provided through the Service
• Financial losses arising from inaccurate, delayed, incomplete, or unavailable market data from third-party API providers
• Financial losses arising from the User's failure to independently verify data before making a financial decision
• Loss or corruption of portfolio data stored on your device due to device failure, software malfunction, or uninstallation
• Losses arising from interruptions, downtime, or discontinuation of the Service or any third-party API
• Losses arising from unauthorised access to your device or locally stored portfolio data

Nothing in these Terms excludes or limits the Operator's liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be lawfully excluded under Polish or EU law.

THIRD-PARTY SERVICES & LINKS

The Service relies on and integrates with third-party services including Google Play, Google AdMob, Finnhub, CoinGecko, Kraken, Yahoo Finance, Alternative.me, and Open Exchange Rates (open.er-api.com). The Operator has no control over these services, their continued availability, pricing, or accuracy, and assumes no liability for their performance or any changes to their terms of service.

The App's Intelligence tab and SIGNAL articles may contain links that open third-party websites. Use of those websites is governed entirely by their respective terms of service and privacy policies. The Operator is not responsible for the content, accuracy, or privacy practices of any linked third-party website.

GOVERNING LAW & DISPUTE RESOLUTION

These Terms of Service are governed by and construed in accordance with the laws of the Republic of Poland, without regard to its conflict of law provisions.

Any dispute arising from or in connection with these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts of Poland, unless mandatory consumer protection laws in your jurisdiction of residence provide otherwise.

If you are a consumer resident in the European Union, you may also submit your dispute to the EU Online Dispute Resolution platform at ec.europa.eu/odr. The Operator's email address for ODR purposes is hello@vaelox.app.

The Operator strongly encourages users to contact hello@vaelox.app in the first instance. The majority of issues can be resolved promptly without recourse to formal proceedings.

MODIFICATIONS TO THE SERVICE

The Operator reserves the right to modify, suspend, or discontinue any part of the Service, including features, data sources, skins, or pricing, at any time. The Operator is not liable to you or any third party for any such modification, suspension, or discontinuation, except as expressly set out in Section 15 below.

TERMINATION & SUSPENSION

The Operator reserves the right to terminate or suspend your access to paid features of the Service immediately and without notice if you breach any provision of these Terms or engage in conduct that the Operator reasonably considers harmful to users, third parties, or the Operator's legitimate interests. Termination for breach does not entitle you to a refund.

The Operator reserves the right to discontinue the Service entirely. Refund rights, if any, in connection with such discontinuation are governed exclusively by Section 15 below, not by this Section.

SERVICE DISCONTINUATION AND CESSATION OF OPERATIONS

You acknowledge and accept that the Operator operates Vaelox as a commercial service. Like any business, the Operator may at any time cease operations, become insolvent, be acquired, or otherwise permanently discontinue the Service for any reason, including but not limited to business, financial, legal, or regulatory reasons.

In the event of a planned permanent discontinuation of the Service, the Operator will use reasonable efforts to provide at least 30 days' advance notice via in-app notification or email where possible. However, where discontinuation is caused by insolvency, regulatory action, force majeure, or circumstances beyond the Operator's reasonable control, such notice may not be possible.

Refunds upon discontinuation: In the event the Service is permanently discontinued, any entitlement to a refund for prepaid subscription periods or one-time purchases is governed exclusively by Google Play's refund and dispute policies. The Operator has no separate, independent obligation to issue refunds beyond what Google Play requires. By subscribing or purchasing, you acknowledge that subscription fees and one-time purchase amounts may have been used in the ordinary course of operating and developing the Service, and that these funds may not be available for refund in the event of business insolvency.

Skins Pack purchases are expressly non-refundable upon service discontinuation, as the digital goods were delivered at the time of purchase. Annual subscription holders whose subscription period has not elapsed at the time of discontinuation may seek a prorated refund through Google Play's standard dispute process — the Operator will not oppose such requests made through Google Play's official channels.

Nothing in this Section limits any mandatory rights you may have under applicable consumer protection law in your country of residence, including EU Directive 2019/770 on contracts for the supply of digital content and services.

SEVERABILITY & ENTIRE AGREEMENT

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions shall continue in full force and effect.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Operator with respect to the Service and supersede all prior agreements, representations, or understandings.

CONTACT